Tools & Wizards About Us
chfloan.org screenshot

Report Summary

  • 33

    Performance

    Renders faster than
    53% of other websites

  • 51

    Accessibility

    Visual factors better than
    that of 21% of websites

  • 58

    Best Practices

    More advanced features
    available than in
    19% of websites

  • 62

    SEO

    Google-friendlier than
    22% of websites

chfloan.org

Home | Golden State Finance Authority | GSFA | Affordable Housing

Page Load Speed

2.8 sec in total

First Response

344 ms

Resources Loaded

2.1 sec

Page Rendered

347 ms

chfloan.org screenshot

About Website

Visit chfloan.org now to see the best up-to-date Chfloan content and also check out these interesting facts you probably never knew about chfloan.org

Welcome to Golden State Finance Authority’s (GSFA) website. Here you will find helpful information about financial assistance programs for homebuyers and homeowners including down payment assistance, ...

Visit chfloan.org

Key Findings

We analyzed Chfloan.org page load time and found that the first response time was 344 ms and then it took 2.4 sec to load all DOM resources and completely render a web page. This is quite a good result, as only 45% of websites can load faster.

Performance Metrics

chfloan.org performance score

33

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value2.8 s

57/100

10%

LCP (Largest Contentful Paint)

Value12.5 s

0/100

25%

SI (Speed Index)

Value5.9 s

48/100

10%

TBT (Total Blocking Time)

Value1,120 ms

23/100

30%

CLS (Cumulative Layout Shift)

Value0.041

99/100

15%

TTI (Time to Interactive)

Value14.2 s

9/100

10%

Network Requests Diagram

chfloan.org

344 ms

css

24 ms

default.css

406 ms

buttons.css

242 ms

jquery-1.7.1.min.js

554 ms

Our browser made a total of 38 requests to load all elements on the main page. We found that 84% of them (32 requests) were addressed to the original Chfloan.org, 8% (3 requests) were made to Fonts.gstatic.com and 5% (2 requests) were made to Google-analytics.com. The less responsive or slowest element that took the longest time to load (1.2 sec) belongs to the original domain Chfloan.org.

Page Optimization Overview & Recommendations

Page size can be reduced by 306.6 kB (20%)

Content Size

1.5 MB

After Optimization

1.2 MB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Chfloan.org main page is 1.5 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 20% of websites need less resources to load. Images take 1.3 MB which makes up the majority of the site volume.

HTML Optimization

-77%

Potential reduce by 16.6 kB

  • Original 21.6 kB
  • After minification 17.5 kB
  • After compression 4.9 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. This page needs HTML code to be minified as it can gain 4.1 kB, which is 19% of the original size. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 16.6 kB or 77% of the original size.

Image Optimization

-12%

Potential reduce by 148.3 kB

  • Original 1.3 MB
  • After minification 1.1 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Obviously, Chfloan needs image optimization as it can save up to 148.3 kB or 12% of the original volume. The most popular and efficient tools for JPEG and PNG image optimization are Jpegoptim and PNG Crush.

JavaScript Optimization

-65%

Potential reduce by 103.8 kB

  • Original 160.2 kB
  • After minification 153.5 kB
  • After compression 56.4 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 103.8 kB or 65% of the original size.

CSS Optimization

-88%

Potential reduce by 37.9 kB

  • Original 43.4 kB
  • After minification 34.0 kB
  • After compression 5.4 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Chfloan.org needs all CSS files to be minified and compressed as it can save up to 37.9 kB or 88% of the original size.

Requests Breakdown

Number of requests can be reduced by 3 (9%)

Requests Now

33

After Optimization

30

  • Images
  • JavaScript
  • CSS

The browser has sent 33 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Chfloan. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 4 to 1 for JavaScripts and as a result speed up the page load time.

Network Requests Diagram

chfloan.org

chfloan.org

344 ms

css

css

24 ms

default.css

default.css

406 ms

buttons.css

buttons.css

242 ms

jquery-1.7.1.min.js

jquery-1.7.1.min.js

554 ms

jquery.dropotron-1.0.js

jquery.dropotron-1.0.js

317 ms

init.js

init.js

168 ms

analytics.js

analytics.js

93 ms

main-wrapper-bg.jpg

main-wrapper-bg.jpg

109 ms

header-wrapper-bg.png

header-wrapper-bg.png

113 ms

header-bgtop.png

header-bgtop.png

805 ms

home-logo.png

home-logo.png

109 ms

menu-wrapper-bg.png

menu-wrapper-bg.png

125 ms

header-bgbtm.png

header-bgbtm.png

386 ms

banner03.jpg

banner03.jpg

911 ms

banner-caption-bg-03.png

banner-caption-bg-03.png

426 ms

banner-caption-bg-01.png

banner-caption-bg-01.png

701 ms

banner01.jpg

banner01.jpg

1070 ms

banner-caption-bg-02.png

banner-caption-bg-02.png

978 ms

banner02.jpg

banner02.jpg

1219 ms

banner-overlay.png

banner-overlay.png

1015 ms

page-wrapper-bg-multi.png

page-wrapper-bg-multi.png

972 ms

list1-date-bg.png

list1-date-bg.png

1001 ms

divider-bg01.png

divider-bg01.png

1056 ms

footer-logo.png

footer-logo.png

1090 ms

footer-icon-01.jpg

footer-icon-01.jpg

1083 ms

footer-icon-02.jpg

footer-icon-02.jpg

1093 ms

facebook_icon.png

facebook_icon.png

1133 ms

homepg-teaser1.png

homepg-teaser1.png

1158 ms

logo_facebook_letter.gif

logo_facebook_letter.gif

1169 ms

list2-bg01.jpg

list2-bg01.jpg

1083 ms

list2-bg02.jpg

list2-bg02.jpg

1087 ms

button1-style-bg.png

button1-style-bg.png

1134 ms

menu-dropotron-bg.png

menu-dropotron-bg.png

1159 ms

cJZKeOuBrn4kERxqtaUH3aCWcynf_cDxXwCLxiixG1c.ttf

cJZKeOuBrn4kERxqtaUH3aCWcynf_cDxXwCLxiixG1c.ttf

24 ms

k3k702ZOKiLJc3WVjuplzInF5uFdDttMLvmWuJdhhgs.ttf

k3k702ZOKiLJc3WVjuplzInF5uFdDttMLvmWuJdhhgs.ttf

36 ms

gk5FxslNkTTHtojXrkp-xD1GzwQ5qF9DNzkQQVRhJ4g.ttf

gk5FxslNkTTHtojXrkp-xD1GzwQ5qF9DNzkQQVRhJ4g.ttf

45 ms

collect

collect

30 ms

Accessibility Review

chfloan.org accessibility score

51

Accessibility Issues

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

High

Some elements have a [tabindex] value greater than 0

Internationalization and localization

These are opportunities to improve the interpretation of your content by users in different locales.

Impact

Issue

High

<html> element does not have a [lang] attribute

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Image elements do not have [alt] attributes

High

Links do not have a discernible name

Tables and lists

These are opportunities to improve the experience of reading tabular or list data using assistive technology, like a screen reader.

Impact

Issue

High

Lists do not contain only <li> elements and script supporting elements (<script> and <template>).

Best Practices

chfloan.org best practices score

58

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

User Experience

Impact

Issue

High

Serves images with low resolution

General

Impact

Issue

Low

Detected JavaScript libraries

High

Browser errors were logged to the console

High

Page has valid source maps

SEO Factors

chfloan.org SEO score

62

Search Engine Optimization Advices

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Image elements do not have [alt] attributes

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    N/A

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Chfloan.org can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and neither this language nor any other was claimed in <html> or <meta> tags. Our system also found out that Chfloan.org main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

chfloan.org

Open Graph description is not detected on the main page of Chfloan. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: