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Report Summary

  • 12

    Performance

    Renders faster than
    25% of other websites

  • 90

    Accessibility

    Visual factors better than
    that of 75% of websites

  • 92

    Best Practices

    More advanced features
    available than in
    81% of websites

  • 93

    SEO

    Google-friendlier than
    84% of websites

mtb.payflexdirect.com

Pretax Accounts & Benefits | PayFlex

Page Load Speed

5.5 sec in total

First Response

354 ms

Resources Loaded

5 sec

Page Rendered

152 ms

About Website

Click here to check amazing Mtb Pay Flex Direct content for United States. Otherwise, check out these important facts you probably never knew about mtb.payflexdirect.com

It’s never been easier to plan, save and pay for personal well-being. Learn more about PayFlex pretax accounts and benefits including HSAs, FSAs, HRAs, Commuter Benefits and more.

Visit mtb.payflexdirect.com

Key Findings

We analyzed Mtb.payflexdirect.com page load time and found that the first response time was 354 ms and then it took 5.1 sec to load all DOM resources and completely render a web page. This is a poor result, as 70% of websites can load faster.

Performance Metrics

mtb.payflexdirect.com performance score

12

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value7.4 s

1/100

10%

LCP (Largest Contentful Paint)

Value27.2 s

0/100

25%

SI (Speed Index)

Value19.0 s

0/100

10%

TBT (Total Blocking Time)

Value2,730 ms

3/100

30%

CLS (Cumulative Layout Shift)

Value0.156

74/100

15%

TTI (Time to Interactive)

Value28.2 s

0/100

10%

Network Requests Diagram

mtb.payflexdirect.com

354 ms

EmployeeLogin.aspx

270 ms

itsyours.css

311 ms

healthhub.css

379 ms

style.css

198 ms

Our browser made a total of 27 requests to load all elements on the main page. We found that 93% of them (25 requests) were addressed to the original Mtb.payflexdirect.com, 7% (2 requests) were made to Piwik.healthhub.com. The less responsive or slowest element that took the longest time to load (1.2 sec) relates to the external source Piwik.healthhub.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 550.5 kB (69%)

Content Size

802.4 kB

After Optimization

251.9 kB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Mtb.payflexdirect.com main page is 802.4 kB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. Only 10% of websites need less resources to load. Javascripts take 535.8 kB which makes up the majority of the site volume.

HTML Optimization

-71%

Potential reduce by 20.6 kB

  • Original 29.1 kB
  • After minification 25.2 kB
  • After compression 8.5 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. This page needs HTML code to be minified as it can gain 3.9 kB, which is 13% of the original size. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 20.6 kB or 71% of the original size.

Image Optimization

-13%

Potential reduce by 10.4 kB

  • Original 78.5 kB
  • After minification 68.2 kB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Obviously, Mtb Pay Flex Direct needs image optimization as it can save up to 10.4 kB or 13% of the original volume. The most popular and efficient tools for JPEG and PNG image optimization are Jpegoptim and PNG Crush.

JavaScript Optimization

-73%

Potential reduce by 391.2 kB

  • Original 535.8 kB
  • After minification 502.7 kB
  • After compression 144.6 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 391.2 kB or 73% of the original size.

CSS Optimization

-81%

Potential reduce by 128.3 kB

  • Original 158.9 kB
  • After minification 156.7 kB
  • After compression 30.6 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Mtb.payflexdirect.com needs all CSS files to be minified and compressed as it can save up to 128.3 kB or 81% of the original size.

Requests Breakdown

Number of requests can be reduced by 11 (44%)

Requests Now

25

After Optimization

14

  • Images
  • JavaScript
  • CSS

The browser has sent 25 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Mtb Pay Flex Direct. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 6 to 1 for JavaScripts and as a result speed up the page load time.

Network Requests Diagram

Accessibility Review

mtb.payflexdirect.com accessibility score

90

Accessibility Issues

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Buttons do not have an accessible name

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Best Practices

mtb.payflexdirect.com best practices score

92

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

High

Missing source maps for large first-party JavaScript

SEO Factors

mtb.payflexdirect.com SEO score

93

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    ISO-8859-1

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Mtb.payflexdirect.com can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Mtb.payflexdirect.com main page’s claimed encoding is iso-8859-1. Changing it to UTF-8 can be a good choice, as this format is commonly used for encoding all over the web and thus their visitors won’t have any troubles with symbol transcription or reading.

Social Sharing Optimization

Open Graph description is not detected on the main page of Mtb Pay Flex Direct. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: