Tools & Wizards About Us
msgcu.org screenshot

Report Summary

  • 6

    Performance

    Renders faster than
    21% of other websites

  • 75

    Accessibility

    Visual factors better than
    that of 42% of websites

  • 83

    Best Practices

    More advanced features
    available than in
    56% of websites

  • 74

    SEO

    Google-friendlier than
    32% of websites

msgcu.org

Michigan Schools & Government Credit Union | MSGCU Banking & Loans

Page Load Speed

10 sec in total

First Response

1.9 sec

Resources Loaded

7.9 sec

Page Rendered

247 ms

msgcu.org screenshot

About Website

Click here to check amazing MSGCU content for United States. Otherwise, check out these important facts you probably never knew about msgcu.org

Michigan Schools & Government Credit Union offers great rates on personal & business loans, mortgages and more. Explore our account and loan options today!

Visit msgcu.org

Key Findings

We analyzed Msgcu.org page load time and found that the first response time was 1.9 sec and then it took 8.2 sec to load all DOM resources and completely render a web page. This is a poor result, as 85% of websites can load faster.

Performance Metrics

msgcu.org performance score

6

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value7.5 s

1/100

10%

LCP (Largest Contentful Paint)

Value20.7 s

0/100

25%

SI (Speed Index)

Value11.4 s

5/100

10%

TBT (Total Blocking Time)

Value2,830 ms

3/100

30%

CLS (Cumulative Layout Shift)

Value0.373

28/100

15%

TTI (Time to Interactive)

Value22.7 s

1/100

10%

Network Requests Diagram

www.msgcu.org

1877 ms

font-awesome.min.css

50 ms

css

81 ms

style.css

103 ms

responsive.css

95 ms

Our browser made a total of 50 requests to load all elements on the main page. We found that 60% of them (30 requests) were addressed to the original Msgcu.org, 12% (6 requests) were made to Online.msgcu.org and 6% (3 requests) were made to Google-analytics.com. The less responsive or slowest element that took the longest time to load (4.3 sec) relates to the external source Online.msgcu.org.

Page Optimization Overview & Recommendations

Page size can be reduced by 628.3 kB (28%)

Content Size

2.2 MB

After Optimization

1.6 MB

  • HTML
  • Images
  • JavaScript
  • CSS

In fact, the total size of Msgcu.org main page is 2.2 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 20% of websites need less resources to load. Images take 1.7 MB which makes up the majority of the site volume.

HTML Optimization

-81%

Potential reduce by 61.1 kB

  • Original 75.4 kB
  • After minification 72.2 kB
  • After compression 14.3 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 61.1 kB or 81% of the original size.

Image Optimization

-14%

Potential reduce by 239.2 kB

  • Original 1.7 MB
  • After minification 1.5 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Obviously, MSGCU needs image optimization as it can save up to 239.2 kB or 14% of the original volume. The most popular and efficient tools for JPEG and PNG image optimization are Jpegoptim and PNG Crush.

JavaScript Optimization

-70%

Potential reduce by 255.7 kB

  • Original 362.7 kB
  • After minification 248.0 kB
  • After compression 107.0 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. It is highly recommended that all JavaScript files should be compressed and minified as it can save up to 255.7 kB or 70% of the original size.

CSS Optimization

-80%

Potential reduce by 72.4 kB

  • Original 90.0 kB
  • After minification 82.6 kB
  • After compression 17.7 kB

CSS files minification is very important to reduce a web page rendering time. The faster CSS files can load, the earlier a page can be rendered. Msgcu.org needs all CSS files to be minified and compressed as it can save up to 72.4 kB or 80% of the original size.

Requests Breakdown

Number of requests can be reduced by 28 (62%)

Requests Now

45

After Optimization

17

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 45 CSS, Javascripts, AJAX and image requests in order to completely render the main page of MSGCU. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 16 to 1 for JavaScripts and from 7 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

www.msgcu.org

www.msgcu.org

1877 ms

font-awesome.min.css

font-awesome.min.css

50 ms

css

css

81 ms

style.css

style.css

103 ms

responsive.css

responsive.css

95 ms

jquery.min.js

jquery.min.js

82 ms

functional.css

functional.css

115 ms

flowplayer.min.js

flowplayer.min.js

117 ms

audio.js

audio.js

121 ms

simpletreemenu.js

simpletreemenu.js

142 ms

pushmenu.js

pushmenu.js

184 ms

fillboxes.js

fillboxes.js

176 ms

uniValidate.js

uniValidate.js

196 ms

silvercloud.css

silvercloud.css

53 ms

silvercloud.js

silvercloud.js

14 ms

analytics.js

analytics.js

127 ms

TetheredFrameLoginentry

TetheredFrameLoginentry

4303 ms

Logo.png

Logo.png

105 ms

logo.svg

logo.svg

114 ms

login.svg

login.svg

101 ms

contact.svg

contact.svg

154 ms

chat.svg

chat.svg

148 ms

locations.svg

locations.svg

155 ms

search.svg

search.svg

176 ms

white_arrow.png

white_arrow.png

225 ms

banner_shadow.png

banner_shadow.png

234 ms

VBT.jpg

VBT.jpg

386 ms

Livonia.jpg

Livonia.jpg

363 ms

CD.jpg

CD.jpg

460 ms

Scholarships.jpg

Scholarships.jpg

570 ms

2016_GivingBack.jpg

2016_GivingBack.jpg

429 ms

dot.png

dot.png

313 ms

COOP.svg

COOP.svg

460 ms

NCUA.svg

NCUA.svg

584 ms

EHL.svg

EHL.svg

556 ms

monitor2.aspx

monitor2.aspx

316 ms

privacy.svg

privacy.svg

556 ms

kYZt1bJ8UsGAPRGnkXPeFYbN6UDyHWBl620a-IRfuBk.woff

kYZt1bJ8UsGAPRGnkXPeFYbN6UDyHWBl620a-IRfuBk.woff

87 ms

fontawesome-webfont.woff

fontawesome-webfont.woff

5 ms

collect

collect

19 ms

collect

collect

51 ms

monitor2.js

monitor2.js

11 ms

print.css

print.css

82 ms

jquery.1.8.3.min.js

jquery.1.8.3.min.js

157 ms

jquery.unobtrusive-ajax.min.js

jquery.unobtrusive-ajax.min.js

231 ms

jquery-ui.1.8.24.min.js

jquery-ui.1.8.24.min.js

497 ms

jquery.infieldlabel.min.js

jquery.infieldlabel.min.js

238 ms

jstz-1.0.4.min.js

jstz-1.0.4.min.js

240 ms

collect

collect

13 ms

collect

collect

11 ms

Accessibility Review

msgcu.org accessibility score

75

Accessibility Issues

ARIA

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

[aria-hidden="true"] elements contain focusable descendents

High

ARIA input fields do not have accessible names

High

[role]s are not contained by their required parent element

High

ARIA IDs are not unique

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Best practices

These items highlight common accessibility best practices.

Impact

Issue

High

[user-scalable="no"] is used in the <meta name="viewport"> element or the [maximum-scale] attribute is less than 5.

Best Practices

msgcu.org best practices score

83

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

SEO Factors

msgcu.org SEO score

74

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

Crawling and Indexing

To appear in search results, crawlers need access to your app.

Impact

Issue

High

Links are not crawlable

High

robots.txt is not valid

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    N/A

  • Encoding

    ISO-8859-1

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Msgcu.org can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and neither this language nor any other was claimed in <html> or <meta> tags. Our system also found out that Msgcu.org main page’s claimed encoding is iso-8859-1. Changing it to UTF-8 can be a good choice, as this format is commonly used for encoding all over the web and thus their visitors won’t have any troubles with symbol transcription or reading.

Social Sharing Optimization

msgcu.org

Open Graph description is not detected on the main page of MSGCU. Lack of Open Graph description can be counter-productive for their social media presence, as such a description allows converting a website homepage (or other pages) into good-looking, rich and well-structured posts, when it is being shared on Facebook and other social media. For example, adding the following code snippet into HTML <head> tag will help to represent this web page correctly in social networks: