Tools & Wizards About Us
spero.financial screenshot

Report Summary

  • 15

    Performance

    Renders faster than
    28% of other websites

  • 87

    Accessibility

    Visual factors better than
    that of 67% of websites

  • 75

    Best Practices

    More advanced features
    available than in
    36% of websites

  • 85

    SEO

    Google-friendlier than
    56% of websites

spero.financial

Spero Financial | Credit Union | Upstate and Midlands, SC

Page Load Speed

3.1 sec in total

First Response

135 ms

Resources Loaded

2.5 sec

Page Rendered

453 ms

spero.financial screenshot

About Website

Visit spero.financial now to see the best up-to-date Spero content and also check out these interesting facts you probably never knew about spero.financial

As a credit union, Spero Financial has been improving the financial lives of South Carolinians since 1935. Come soar with us.

Visit spero.financial

Key Findings

We analyzed Spero.financial page load time and found that the first response time was 135 ms and then it took 2.9 sec to load all DOM resources and completely render a web page. This is a poor result, as 50% of websites can load faster.

Performance Metrics

spero.financial performance score

15

Measured Metrics

name

value

score

weighting

FCP (First Contentful Paint)

Value6.9 s

1/100

10%

LCP (Largest Contentful Paint)

Value16.1 s

0/100

25%

SI (Speed Index)

Value15.4 s

1/100

10%

TBT (Total Blocking Time)

Value4,830 ms

0/100

30%

CLS (Cumulative Layout Shift)

Value0

100/100

15%

TTI (Time to Interactive)

Value22.5 s

1/100

10%

Network Requests Diagram

spero.financial

135 ms

1659460074-css2fee0073d461dc8704fbf8302f7baa53ab36b8875b99565294b3cfbf64986.css

33 ms

1659460074-cssad1aceceee3a1e58e4b1c47977ac8a5829f591e171d6322b8dae87353f32b.css

113 ms

1659460074-css68f662a68ac067182385314c45fd62d131c143ebb4fd49b56db359b15244b.css

102 ms

1659460074-cssbfb5425ee90edde389a65d664b48092133953699f25ad7c79cf478e53b4f4.css

140 ms

Our browser made a total of 87 requests to load all elements on the main page. We found that 39% of them (34 requests) were addressed to the original Spero.financial, 25% (22 requests) were made to 806031.smushcdn.com and 5% (4 requests) were made to Match.adsrvr.org. The less responsive or slowest element that took the longest time to load (1.3 sec) relates to the external source 806031.smushcdn.com.

Page Optimization Overview & Recommendations

Page size can be reduced by 108.6 kB (7%)

Content Size

1.6 MB

After Optimization

1.5 MB

  • HTML
  • Images
  • JavaScript

In fact, the total size of Spero.financial main page is 1.6 MB. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. 85% of websites need less resources to load and that’s why Accessify’s recommendations for optimization and resource minification can be helpful for this project. Images take 1.5 MB which makes up the majority of the site volume.

HTML Optimization

-84%

Potential reduce by 107.4 kB

  • Original 127.7 kB
  • After minification 120.7 kB
  • After compression 20.4 kB

HTML content can be minified and compressed by a website’s server. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. HTML code on this page is well minified. It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 107.4 kB or 84% of the original size.

Image Optimization

-0%

Potential reduce by 917 B

  • Original 1.5 MB
  • After minification 1.5 MB

Image size optimization can help to speed up a website loading time. The chart above shows the difference between the size before and after optimization. Spero images are well optimized though.

JavaScript Optimization

-1%

Potential reduce by 270 B

  • Original 23.4 kB
  • After minification 23.3 kB
  • After compression 23.1 kB

It’s better to minify JavaScript in order to improve website performance. The diagram shows the current total size of all JavaScript files against the prospective JavaScript size after its minification and compression. This website has mostly compressed JavaScripts.

Requests Breakdown

Number of requests can be reduced by 38 (53%)

Requests Now

72

After Optimization

34

  • AJAX
  • Images
  • JavaScript
  • CSS

The browser has sent 72 CSS, Javascripts, AJAX and image requests in order to completely render the main page of Spero. We recommend that multiple CSS and JavaScript files should be merged into one by each type, as it can help reduce assets requests from 19 to 1 for JavaScripts and from 8 to 1 for CSS and as a result speed up the page load time.

Network Requests Diagram

spero.financial

spero.financial

135 ms

1659460074-css2fee0073d461dc8704fbf8302f7baa53ab36b8875b99565294b3cfbf64986.css

1659460074-css2fee0073d461dc8704fbf8302f7baa53ab36b8875b99565294b3cfbf64986.css

33 ms

1659460074-cssad1aceceee3a1e58e4b1c47977ac8a5829f591e171d6322b8dae87353f32b.css

1659460074-cssad1aceceee3a1e58e4b1c47977ac8a5829f591e171d6322b8dae87353f32b.css

113 ms

1659460074-css68f662a68ac067182385314c45fd62d131c143ebb4fd49b56db359b15244b.css

1659460074-css68f662a68ac067182385314c45fd62d131c143ebb4fd49b56db359b15244b.css

102 ms

1659460074-cssbfb5425ee90edde389a65d664b48092133953699f25ad7c79cf478e53b4f4.css

1659460074-cssbfb5425ee90edde389a65d664b48092133953699f25ad7c79cf478e53b4f4.css

140 ms

1659460074-css935cf1218973b3cf9ab296f7df234fd01bb3910e41c7053984adc55bcf56c.css

1659460074-css935cf1218973b3cf9ab296f7df234fd01bb3910e41c7053984adc55bcf56c.css

139 ms

1659460074-css24da71edd565759f190b0d50fdf407fa25124d2692ae4ca491c28e6bb5cff.css

1659460074-css24da71edd565759f190b0d50fdf407fa25124d2692ae4ca491c28e6bb5cff.css

54 ms

1659460074-css01856078bb37c4984e69421edbb64db519bf0155d9a8745d991282ad594be.css

1659460074-css01856078bb37c4984e69421edbb64db519bf0155d9a8745d991282ad594be.css

170 ms

1659460074-cssb20e6b61ca97b35ad8c6f5b7dc02a1c20194a32744e4dbaa183c81e531735.css

1659460074-cssb20e6b61ca97b35ad8c6f5b7dc02a1c20194a32744e4dbaa183c81e531735.css

140 ms

jquery.min.js

jquery.min.js

170 ms

jquery-migrate.min.js

jquery-migrate.min.js

574 ms

anthony.js

anthony.js

576 ms

mpp-frontend.js

mpp-frontend.js

568 ms

gtm4wp-form-move-tracker.js

gtm4wp-form-move-tracker.js

567 ms

smush-lazy-load.min.js

smush-lazy-load.min.js

647 ms

player_api

player_api

646 ms

plugins.js

plugins.js

648 ms

scripts.js

scripts.js

647 ms

gtm.js

gtm.js

768 ms

gtm.js

gtm.js

1008 ms

spero-logo-dark.png

spero-logo-dark.png

1008 ms

custom_login

custom_login

1278 ms

sbi-sprite.png

sbi-sprite.png

702 ms

blue-long-arrow.png

blue-long-arrow.png

703 ms

white-long-arrow.png

white-long-arrow.png

701 ms

spero.financial

spero.financial

951 ms

play-btn-thicker-2.png

play-btn-thicker-2.png

703 ms

spero-pattern-light.png

spero-pattern-light.png

702 ms

spero-only-logo-dark.png

spero-only-logo-dark.png

1088 ms

Certificate-Promotion_Evan.jpg

Certificate-Promotion_Evan.jpg

1060 ms

SFC22_Q3-Promo-Kasasa-Cash-Checking-Desktop_0606.jpg

SFC22_Q3-Promo-Kasasa-Cash-Checking-Desktop_0606.jpg

1092 ms

SFC22_Q3-Promo-Kasasa-Cash-Checking-Mobile_0606.jpg

SFC22_Q3-Promo-Kasasa-Cash-Checking-Mobile_0606.jpg

1090 ms

SFC22_Q3-Promo-Digital-Wallet-Desktop_0606.jpg

SFC22_Q3-Promo-Digital-Wallet-Desktop_0606.jpg

1237 ms

SFC22_Q3-Promo-Digital-Wallet-Mobile_0606.jpg

SFC22_Q3-Promo-Digital-Wallet-Mobile_0606.jpg

1090 ms

financial-wellness-bg-mobile.jpg

financial-wellness-bg-mobile.jpg

1213 ms

homepage-family-1.png

homepage-family-1.png

1283 ms

spero-only-logo-light.png

spero-only-logo-light.png

1214 ms

financial-coaching-con.png

financial-coaching-con.png

1213 ms

financial-education-con.png

financial-education-con.png

1213 ms

financial-insights-con.png

financial-insights-con.png

1239 ms

together-we-can-reach-new-heights-banner.jpg

together-we-can-reach-new-heights-banner.jpg

1277 ms

2022_Pink-Walk_PR-Graphic_Cropped2.jpg

2022_Pink-Walk_PR-Graphic_Cropped2.jpg

1278 ms

Spero_Social-Media_Best-Places-to-Work-For_R.jpg

Spero_Social-Media_Best-Places-to-Work-For_R.jpg

1276 ms

Best-Places-to-Work-Post.jpg

Best-Places-to-Work-Post.jpg

1282 ms

Sweepstakes-Image.jpg

Sweepstakes-Image.jpg

1306 ms

blog_is-mobile-deposit-safe.jpg

blog_is-mobile-deposit-safe.jpg

1309 ms

shutterstock_431846191-scaled.jpg

shutterstock_431846191-scaled.jpg

1320 ms

equal-housing-lender-logo-half.png

equal-housing-lender-logo-half.png

1307 ms

bbb-accredited-business-logo-2x.png

bbb-accredited-business-logo-2x.png

1306 ms

Calibre-Regular.woff

Calibre-Regular.woff

683 ms

Calibre-Medium.woff

Calibre-Medium.woff

676 ms

Calibre-Semibold.woff

Calibre-Semibold.woff

675 ms

GTSuperDisplay-Bold.woff

GTSuperDisplay-Bold.woff

674 ms

CircularStd-Medium.woff

CircularStd-Medium.woff

676 ms

CircularStd-Bold.woff

CircularStd-Bold.woff

812 ms

CircularStd-Book.woff

CircularStd-Book.woff

811 ms

Calibre-RegularItalic.woff

Calibre-RegularItalic.woff

811 ms

fa-regular-400.woff

fa-regular-400.woff

811 ms

fa-brands-400.woff

fa-brands-400.woff

814 ms

fa-solid-900.woff

fa-solid-900.woff

815 ms

www-widgetapi.js

www-widgetapi.js

669 ms

analytics.js

analytics.js

408 ms

insights.gif

insights.gif

398 ms

js

js

207 ms

activityi;src=6587843;type=retar0;cat=sc-te0;ord=427325943461;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

activityi;src=6587843;type=retar0;cat=sc-te0;ord=427325943461;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

349 ms

activityi;src=9957107;type=rtglc0;cat=aimho0;ord=8742559291213;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

activityi;src=9957107;type=rtglc0;cat=aimho0;ord=8742559291213;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

346 ms

fc322d50-ef53-013a-9e67-0cc47abd0334

fc322d50-ef53-013a-9e67-0cc47abd0334

239 ms

star.gif

star.gif

271 ms

up_loader.1.1.0.js

up_loader.1.1.0.js

233 ms

collect

collect

21 ms

collect

collect

11 ms

src=9957107;type=rtglc0;cat=aimho0;ord=8742559291213;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

src=9957107;type=rtglc0;cat=aimho0;ord=8742559291213;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

19 ms

src=6587843;type=retar0;cat=sc-te0;ord=427325943461;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

src=6587843;type=retar0;cat=sc-te0;ord=427325943461;gtm=2wgaa0;auiddc=2052037923.1665854032;~oref=https%3A%2F%2Fspero.financial%2F

23 ms

asyncPixelSync

asyncPixelSync

9 ms

ae.js

ae.js

80 ms

um

um

49 ms

up

up

53 ms

demconf.jpg

demconf.jpg

5 ms

43 ms

pixel.gif

pixel.gif

22 ms

check

check

22 ms

bootstrap.js

bootstrap.js

123 ms

qmap

qmap

34 ms

universal_pixel.1.1.0.js

universal_pixel.1.1.0.js

2 ms

rubicon

rubicon

5 ms

generic

generic

4 ms

appnexus

appnexus

8 ms

Accessibility Review

spero.financial accessibility score

87

Accessibility Issues

Contrast

These are opportunities to improve the legibility of your content.

Impact

Issue

High

Background and foreground colors do not have a sufficient contrast ratio.

Navigation

These are opportunities to improve keyboard navigation in your application.

Impact

Issue

High

Heading elements are not in a sequentially-descending order

Names and labels

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Impact

Issue

High

Image elements do not have [alt] attributes

Best Practices

spero.financial best practices score

75

Areas of Improvement

Trust and Safety

Impact

Issue

High

Does not use HTTPS

High

Includes front-end JavaScript libraries with known security vulnerabilities

Low

Ensure CSP is effective against XSS attacks

General

Impact

Issue

Low

Detected JavaScript libraries

High

Browser errors were logged to the console

High

Missing source maps for large first-party JavaScript

SEO Factors

spero.financial SEO score

85

Search Engine Optimization Advices

Content Best Practices

Format your HTML in a way that enables crawlers to better understand your app’s content.

Impact

Issue

High

Links do not have descriptive text

High

Image elements do not have [alt] attributes

Mobile Friendly

Make sure your pages are mobile friendly so users don’t have to pinch or zoom in order to read the content pages. [Learn more](https://developers.google.com/search/mobile-sites/).

Impact

Issue

High

Document uses legible font sizes

High

Tap targets are not sized appropriately

Language and Encoding

  • Language Detected

    EN

  • Language Claimed

    EN

  • Encoding

    UTF-8

Language claimed in HTML meta tag should match the language actually used on the web page. Otherwise Spero.financial can be misinterpreted by Google and other search engines. Our service has detected that English is used on the page, and it matches the claimed language. Our system also found out that Spero.financial main page’s claimed encoding is utf-8. Use of this encoding format is the best practice as the main page visitors from all over the world won’t have any issues with symbol transcription.

Social Sharing Optimization

spero.financial

Open Graph data is detected on the main page of Spero. This is the best way to make the web page social media friendly. Here is how it looks like on Facebook: